HYIP it is an abbreviation from High Yield Investment Program, they accumulate a capital from contributions of conventional Internet users. For use investors deposit, HYIPs are paid an interest from deposit, based on the investment plans. Feature of HYIP is that, interest is accrued on a daily basis (sometimes hourly, weekly or monthly). Percentage of interest can range from 0.5% to 10% daily! But, the best and safest option is 1-3% per day, it is 30-90% per month (more than annual interest in bank). Usually minimum contribution in HYIPs is between 1 and 20 dollars.

How to earn in HYIPs?
When scammer launches the HYIP, he spends his money on the web site (hosting, script, design, advertising, etc.). From amount of costs depends period during which HYIP will recoup costs. HYIP administrator expects to receive more money than it spends, and until he reaches that goal, it will pay to all investors. In this interval of time you can earn in HYIP. Some programs are working less than week, and the other for 1-2 years before they stop paying and become SCAM. It is real to earn in HYIPs, but you need to know how to choose programs and which strategies use for investment. Using of referral program and RCB will speed up the process of making a profit.

Should I trust the HYIP Monitoring?
Some monitorings shows not actual payment status. This is due to fast dynamic in the Internet and frequency of payments received from HYIP. Very often, the administrator of monitoring is a one person, who receiving payment once a day. After receiving of payment, any HYIP can stop pay before pass twenty-four hours for next payment. Or administrator of HYIP stopped paying to usual investors, but pays only to monitorings what often happens. If you do not want to make deposit after an hour when HYIP is already closed, you should check payment status on few monitors, read comments and payment proofs on HYIP forums.

How to become an investor in HYIP?
Simply, sign up in HYIP online and make deposit via electronic payment system, do not forget to withdraw profit everyday. Also, you need to have an account in the payment system through which HYIP accepts deposits. How to register or add money to account in any payment system you will find in the Internet, there is many information. Almost every HYIP have FAQ page, do not forget to read it, there is answers to most questions about investment and withdrawal.

What is a Referral system and Referral commission?
Most internet websites using affiliate program, in HYIPs it is called Referral system. Essence of the following, attracting to the HYIP new investor, you will get a some % from deposit of attracted investor, this percentage is called a referral commission. Referral it is who was attracted, Referrer it is who attract. Sometimes do not need to invest by yourself, you can earn money in HYIPs by attracting other investors. The size of the referral commission can vary from 1 to 15 percent. Referral system can have several levels, where you can get a reward not only from your referrals, but also from the referral of your referrals (such as network marketing). Referral system can be with regular payments of commission, but interest will be less than usual (for example, 0.05% daily). To attract the referrals, it is necessary to use special referral link. Attention! Do not use your referral link for your own registration, your deposit can be blocked!

What is RCB (Referral Commission Back)?
Some monitors offer to return a referral commission from HYIP, instead they are asked to vote for HYIP or give feedback on the forum. When you register using referral link from monitoring site and become his referral, you are entitled to receive from the monitoring of extra money, called RCB. In this case, monitoring paid you amount of referral commission received for your deposit. This process is similar to the registration via your own referral link, but only in the case involving the monitoring, your deposit will not be blocked. RCB can be multiplied by the bonus factor. For example, 200% RCB means that HYIP monitoring is ready to return double amount of referral commission.

What advice you can give for HYIP newbie?
Do not spend what you can not afford to lose.
Not take a loan or credit for investing in HYIP.
Do not chase high interest, the safest is 1-3% daily.
Not spend all money in one HYIP, divide amount between 5-10, it will help reduce the risk of loss.
Try to invest without the contribution, just keep in mind or write in text file date and amount of deposit. After HYIP closing you can calculate potential profit/losses and analyze it, correcting the criteria of HYIP choosing.
Always read the forums about HYIP, there are many discussions about HYIPs, various strategies and evaluation criteria.